Technical Leadership & Delivery
Led teams delivering high-impact projects like MoXey and WorldPay: multi-IBAN accounts, digital card issuance and secure WPS salary payouts for tens of thousands of users.
Hi, I’m Mohammad Naushad Alam
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I design and develop secure, scalable, high-performance platforms using Java, Spring Boot, Microservices, and AWS. With 10+ years of experience across FinTech, Banking, Telecom, and Commodity Trading, I lead engineering teams, drive technical decisions, and own end-to-end delivery while continuing to contribute hands-on to critical modules and complex implementations.
I’m also expanding into Agentic AI, developing LLM-powered applications on the JVM using Spring AI and LangChain4j, with a focus on RAG, tool calling, and human-in-the-loop controls.
● BUILD SUCCESSJava 17 · Spring Boot 3
AWS · EC2 · Lambda · S3
01 · About me
Engineering reliable systems, leading high-performing teams
10+Years in Java
Java · Agentic AI
Senior Software Engineer with 10+ years of expertise in Core Java, Microservices, Spring Boot and AWS, delivering scalable, secure and high-performance applications across FinTech, Telecom and Commodity Trading domains.
Hands-on experience managing and mentoring development teams, designing end-to-end microservices and implementing scalable cloud solutions. Adept at full-stack development (React + Java backend), CI/CD automation and DevOps practices, ensuring robust application security and regulatory compliance.
Known for driving complex digital transformations, enabling rapid feature delivery and maximising operational efficiency. Currently expanding into Agentic AI on the JVM with Spring AI, LangChain4j, RAG and the Model Context Protocol (MCP).
- Role
- Senior Software Engineer
Languages
EnglishProfessional working proficiency
02 · What I bring
Career highlights
Technical depth plus the delivery and leadership needed to ship complex, regulated platforms.
Cloud, Microservices & Architecture
Designed AWS microservices architectures (EC2, S3, Lambda) with Spring Boot and Spring MVC, optimising scalability, resilience and enterprise performance.
Security & DevSecOps
End-to-end vulnerability management and secure coding practices using BlackDuck, Checkmarx and SonarQube across multiple enterprise platforms.
Full-Stack & UI Development
Modern React interfaces and legacy JSP/HTML/JavaScript components, integrated cleanly with backend services.
Business Impact & Integration
Financial operations, loan integrations via the Manafa platform and multi-channel payments (POS, QR, NFC) across fintech, banking, telecom and trading.
Agile & Process Excellence
Guided Agile teams through sprint planning, backlog grooming and cross-functional collaboration, reducing delivery time and technical debt.
03 · Skills
Technical toolbox
The stack I use day to day to design, build, secure and ship enterprise software.
Core strengths
Programming & Frameworks
- Java 8/11/17
- Core Java
- Spring Boot
- Spring MVC
- Spring Security
- Spring Framework
- Microservices
- JPA / Hibernate
- REST APIs
- JSP
- JavaScript
- React
- HTML / CSS
- jQuery
Cloud & DevOps
- AWS EC2
- AWS Lambda
- AWS S3
- CI/CD
- Jenkins
- Maven
- Git
- Deployment Automation
- Pipeline Management
Databases & Middleware
- Oracle
- MySQL
- WebLogic
- JBoss
- Tomcat
Security & Compliance
- BlackDuck
- Checkmarx
- SonarQube
- Vulnerability Management
- Regulatory Compliance
Testing & Quality
- JUnit
- Postman
- Unit Testing
- Integration Testing
- Code Review
- Agile QA
Methodologies & Tools
- Agile / Scrum
- DevOps Mindset
- Full-Stack Development
- Microservices Architecture
- IntelliJ
- Eclipse
- PuTTY
AI & LLM (learning)
- Spring AI
- LangChain4j
- Agentic AI
- RAG
- LLM Tool Calling
- MCP
- OpenAI Java SDK
- pgvector
04 · Experience
Where I’ve worked
10+ years across product companies and global IT services, from software engineer to technical lead.
- Jan 2025 – Aug 2026
Technical Lead
Trukker Technology Pvt Ltd·India
- Designed a multiple-IBANs feature, enabling seamless management of international bank accounts for users.
- Orchestrated end-to-end microservices for card issuance, transfers and WPS payroll.
- Integrated Manafa loan services, enabling fully digital loan applications and approvals.
- Designed compliant KYC onboarding workflows aligned with UAE financial regulations.
- Administered SonarQube, BlackDuck and Checkmarx pipelines for code quality and security compliance.
- Guided backend module development while mentoring team members, balancing leadership with hands-on delivery.
- Sep 2022 – Jan 2025
Technical Lead
SLK Software Pvt Ltd·India
- Spearheaded React UI development aligned with detailed functional requirements.
- Architected Spring Boot microservices and core components, enhancing scalability, performance and reliability.
- Provisioned and managed AWS resources (EC2, S3, Lambda) for cloud deployment and scalability.
- Remediated vulnerabilities and enforced code security using BlackDuck and Checkmarx.
- May 2019 – Sep 2022
Senior Software Engineer
Eka Software Pvt Ltd·India
- Built and deployed microservices supporting robust, distributed applications with optimised performance.
- Developed JSP-based user interfaces integrated with backend services.
- Implemented business logic and Spring services within controller classes.
- Strengthened application security through vulnerability management with BlackDuck and Checkmarx.
05 · Projects
Key projects
Enterprise platforms I’ve built and led for clients in banking, payments, trading and telecom, plus products I’ve built on my own.
Projects
01FinTech Banking
MoXey
Digital financial ecosystem for the mobility, logistics and transportation sectors across the MENA region.
MoXey is a UAE-based fintech company revolutionising financial services for the mobility, logistics and transportation sectors across the MENA (Middle East and North Africa) region, particularly in the UAE and Saudi Arabia. It provides a robust digital financial ecosystem tailored for underserved, cash-heavy industries like freight and logistics.
The platform offers digital payments, card issuance and operations, payroll management via WPS (Wage Protection System), instant settlements, supply chain financing (SCF), invoice discounting, buy-now-pay-later (BNPL), leasing and credit-scoring analytics. These services empower individual drivers and operators by streamlining cash flow, enhancing transparency and enabling better access to formal financial tools.
MoXey supports multi-channel payments (POS terminals, QR codes and NFC contactless) and offers flexible credit through the Manafa platform for loan distribution. The end-to-end platform also covers client onboarding, KYC verification compliant with UAE financial regulations, and the issuance of ATM cards with full transaction capabilities.
02Banking
WorldPay BankWorldpay for Platforms
SaaS platform for embedding payments and finance features into software that serves SMBs.
Worldpay for Platforms empowers software companies that serve small-to-medium sized businesses (SMBs) to grow their users’ businesses by embedding payments and finance features into their software or platform through a single integration.
This SaaS solution lets software providers in any industry drive growth and user value for their SMB clients while working with far fewer technology partners. It removes many of the go-betweens that come with multiple software and payments providers. For example, SMBs no longer need to pay separate partners for card issuance, cash advances or faster access to cash flow.
Through the new API-driven developer portal, SMBs get access to everything they need for long-term success directly through their software provider.
03Commodity (Energy / Agriculture)
CTRMCommodity Trade & Risk Management
End-to-end platform for physical trading, positions, derivatives, risk, logistics and finance.
A comprehensive solution for managing physical trading, positions, derivatives, risk, logistics and finance across agriculture-based sectors, including softs, grains, feeds, edible oils, oilseeds and livestock. It enables organisations to efficiently handle the acquisition of produce from farmers, co-operatives, procuring agents and commodity brokers.
- GrownetAn online portal that enhances the grower experience for agri-marketing companies with personalised, professional services.
- Commodity TradingManages global trading operations, integrating physical trading, positions, derivatives, risk, logistics and finance across multiple commodities, legal entities and profit centres.
- Sourcing & ProcurementHelps consumer product companies manage demand aggregation, trading, scheduling, logistics and hedging strategies.
04Telecom
SPEED-NG
Design, pricing and quotation engine for network connections, VPNs and routers in BT’s UK Sales Tool.
SPEED is an integral component of a UK Sales Tool that facilitates the design and configuration of physical connections, VPNs and routers. The system dynamically generates pricing and quotations for customer networks, ensuring accurate and efficient order management.
SPEED also processes and transmits the necessary order details to downstream systems for order processing, and manages price- and billing-related quoting, providing a comprehensive solution for customer pricing needs.
05Telecom
PCRM
Standalone portal for service and content providers on the MTNI platform.
PCRM is a standalone portal for service providers within the MTNI platform. It supports individual and corporate developers or content providers who use MTNI platforms such as SDP, App Store and Vitrin to deliver their services to MTNI subscribers.
The portal helps third-party users manage all service providers efficiently. It includes an MKT admin role (the MTNI admin), responsible for overseeing marketing activities and portal administration.
It streamlines service-provider management by handling registration, document management, payments and appointments, bringing a systematic approach to operations and integrating administrative processes for greater efficiency.
Agentic AI Project Under development
FinPilot
AI-Powered Financial Operations & Reconciliation Platform
FinPilot is an AI-powered financial operations platform designed to help fintech companies and payment operations teams investigate failed, delayed and mismatched transactions more efficiently. It combines traditional backend services, financial reconciliation workflows, Retrieval-Augmented Generation (RAG) and Agentic AI to turn manual payment investigations into a structured, evidence-based and auditable process.
The challenge
In fintech and banking, payment operations teams spend significant time investigating transaction failures, finding discrepancies between payment records and ledger entries, checking provider statuses and searching operational runbooks and policies. This work is repetitive, time-consuming and prone to human error.
The solution
FinPilot brings transaction monitoring, reconciliation, AI-assisted investigation and reporting into one platform. Users select a transaction or start an investigation, and the system gathers the relevant transaction data, checks reconciliation results, retrieves the applicable operational documentation and generates a clear explanation of the issue with supporting evidence and recommended next steps.
Business value
- Less repetitive manual investigation
- Faster access to relevant evidence
- More consistent reconciliation analysis
- Payment issues understood more quickly
- AI integrated into enterprise Java without handing critical financial decisions to the model
Personal ProjectE-Commerce
Demo.com
E-Commerce Platform for Electronic Device Buyback & Resale
An e-commerce platform where customers sell their electronic devices (laptops, MacBooks, mobile phones, tablets and more). It has two connected portals: a Client Portal where customers value and sell devices, and an Admin Portal for managing products, configurations, pricing and orders.
- Dual-portal architecture
- Rule-based device valuation
- Condition-based pricing deductions
- Centralised product catalogue
- Integrated order workflow
- Reusable multi-category workflows
Frontend
- React
Backend
- Java
- Spring Boot
- Microservices
Security
- Spring Security
- JWT
Data
- JPA
- MySQL
Quality
- SonarQube
- Black Duck
- Checkmarx
01 / 23 Home page: hero banner and device search
A guided experience for customers to configure their device, get an instant valuation and place an order.
- Product search and selection by category, brand and model series.
- Device configuration: processor, RAM, storage, screen size and other device-specific attributes.
- Condition assessment capturing screen damage, missing accessories, device age and other deductions.
- Dynamic price calculation from configuration, condition and applicable deductions.
- Multi-step order placement with a final price review.
- Order history in the customer profile, synced to the Admin Portal for processing.
06 · Education
Academic background
2012 – 2017
Master of Computer Applications (MCA)
Sikkim Manipal University, India
- Specialised in software development, system design and object-oriented programming.
- Developed database-driven applications and integrated systems.
2009 – 2012
Bachelor of Computer Applications (BCA)
Tumkur University, India
- Computer science fundamentals, programming and web technologies.
- Projects in application development, system analysis and database management.
07 · Contact
Let’s build something reliable together
Feel free to contact me using the details below.
- LinkedInlinkedin.com/in/naushad-alam1